Loan documents are unforgiving. A missed initial, a wrong date, or a notarization on the wrong line means the package goes back to the lender, funding slips, and someone's rate lock starts sweating. That's why title companies use signing-experienced notaries — and why, if you've been told to find your own notary for a HELOC or refinance, you should too.
What's included in a signing
Your notary arrives with the package printed (or receives it from your title company), walks signers through the stack page by page, ensures every signature, initial, and date lands where the lender requires, notarizes the acts that need seals, and returns the completed package the same day per the closing instructions — dropped with the courier or delivered back to title. One appointment, usually 45–75 minutes, done right the first time.
Signings we handle
- Refinances — the classic kitchen-table signing
- Purchase packages — buyer side, seller side, or both
- HELOCs and home equity loans — often borrower-arranged; we quote you directly
- Seller-only packages — short, but the deed work has to be perfect
- Reverse mortgages and loan modifications — slower-paced signings, handled with patience
What we won't do
A signing agent presents documents; they don't explain loan terms. If a signer asks "is this a good rate?" or "what does this clause mean?", the correct answer is "call your loan officer" — and our notaries give that answer. It protects you: notaries who improvise legal or financial explanations create liability for everyone at the table, including the borrower relying on the answer.
Pricing and turnaround
Loan signings are quoted as a flat package price — typically covering travel, printing where needed, the full appointment, and same-day document return. Nevada's per-signature cap applies to each notarization inside the package; the flat fee covers everything around them, itemized in writing per Nevada's disclosure rules. Title-ordered signings are billed to the title company; borrower-arranged signings are quoted and paid before the appointment, like everything we do.